STAGE IS YOUR DEBTS?

To find out as there is too much you owe, use a ratio below the ratio that compares your monthly income to housing loans, credit and payment KAD ansuran your vehicle loan

You have to remember bahawa sentiasa pemiutang will refer to the ratio of income / debt to make sure you position your kewangan. By the sentiasa guard your income and debts with the following tips:


Borrowing to save money





Do not borrow more than what you can pay your income. If you think

stage kewangan your ability, do not forget to include additional kos kos-that may exist.

For example if you want to buy a train, you also need to take about shopping for oil,

pay the toll and administration.





KAD take care of your credit wisely





Cuba explain your tray every month to circumvent rather than subject to avail. Caj avail credit KAD

selalunya higher compared to other loan types.





Subtract your debts





Cuba subtract the amount of your debt if you have extra money to reduce caj avail.





Use the automatic Siwak bil payment





Find ease of automatic payment for your car sentiasa paid on time.





Create belanjawan





Provide a belanjawan and shop slowly follow it.





Mulakan deposits





Mulakan slow your savings to reduce the need to borrow for the purchase of any

minor. Slowly deposits is also useful at times of anxiety or distress, such as to accommodate

your life if you lose your job.